
Verify any Stake Baccarat coup against its seed pair and confirm the Player and Banker cards were dealt before the round. A free, provably fair Baccarat verifier that rebuilds both hands, totals and the winner from your server seed, client seed and nonce.
Runs entirely in your browser - your seeds never leave this device.
Provably fair verification lets anyone independently recompute a game's result from its server seed, client seed and nonce - confirming the casino could not have altered the outcome after the bet. Browse all casinos & games
Stake Baccarat deals from a shoe shuffled by HMAC-SHA256 over your server seed, client seed and nonce. Cards are drawn in order - Player, Banker, Player, Banker - and the fixed third-card rules decide any extra draws. Tens and face cards count as 0, aces as 1, and each total is taken modulo 10.
Because the card order is locked by the seed pair before the coup, the whole hand is reproducible. The hashed server seed is the commitment; once revealed on rotation, both hands and their totals can be rebuilt and checked.
Banker bets pay 0.95:1 after a 5% commission with about a 1.06% house edge; Player bets pay 1:1 at about 1.24%; the Tie pays 8:1 but carries a much larger edge near 14%. Banker is the mathematically best main bet. The verifier confirms the dealt cards - it does not change the fixed payout odds.
| Bet | Payout / house edge |
| Banker | 0.95:1 / ~1.06% |
| Player | 1:1 / ~1.24% |
| Tie | 8:1 / ~14% |
| Best main bet | Banker (lowest edge) |
| RTP (Banker) | ~98.9% |
Baccarat offers almost no decisions - the draw rules are fixed - so the only meaningful choice is which bet to make, and Banker carries the lowest house edge despite the commission. The Tie's flashy 8:1 payout hides a ~14% edge and is a long-run trap. The verifier proves the shoe was dealt honestly, not what the next coup holds.
If you play, stick to the Banker bet for the best math, skip the Tie and most side bets, and set a budget. Card-counting does not apply because each coup reshuffles from the seed, so treat the edge table above as fixed odds.
Yes. The shoe is shuffled from your seed pair and nonce before the coup, and this verifier reproduces both hands from the revealed server seed.
No. The card order needs the hidden server seed, so it cannot be known in advance. This tool only verifies coups that already happened.
Add the card values - aces 1, 2-9 face value, tens and face cards 0 - then take the total modulo 10. The third-card rules decide whether Player or Banker draws a third card.
Banker, at about a 1.06% house edge even after the 5% commission. Player is ~1.24% and Tie is a poor ~14% edge bet.
As a rule, no. Despite the 8:1 payout the Tie carries a house edge near 14%, far worse than Banker or Player.
Rotate seeds to reveal the server seed, paste it with your client seed and nonce above, and compare the rebuilt hands and totals to your round.
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